If I had air ducts,
We wouldn't be having this discussion. Unfortunately, I've got no air ducts, I've got 7' ceilings downstairs, I don't have any gas tank or service, and I have a house which has two levels with sufficiently different floorplans that routing things up and down is a challenge.
I also have enough windows and doorways that there's not a lot of wall space left for both furniture and heat
I'll look into the in-wall individual furnaces, but I'm wondering whether A) they meet all applicible codes here, and B) they'd produce enough heat (especially given that they'd reduce the amount of insulated wall protecting me from outside).
I'm checking out Toggleswitch's suggestions, though.
-kevin