The above is exactly why something needs to be done to provide an alternate, lower-cost alternative to traditional private insurance provided healthcare. Certainly, caps should be provided on malpractice suits for any government sponsored program. If you don't like the caps, then buy private insurance. It's just wrong for the nation to rely entirely on a system that won't provide reasonably priced insurance for many people, thus giving them no option but to exhaust their savings and then go on Medicaid. And, as noted, this costs all of us lots of money.
Another big problem is what happens to emergency rooms across the country when they are increasingly clogged with people who don't have insurance but are ill. This situation forces the hospitals to absorb a significant amount of the cost of caring for the uninusured. Quite a lot of hospitals have determined they can't afford to do this and have closed their emergency rooms. No matter how fine your insurance may be, if you're injured in an area underserved by emergency rooms you may very well die in the ambulance as it passes closed emergency rooms on its' way to a hospital with an open one.
Another big problem is what happens to emergency rooms across the country when they are increasingly clogged with people who don't have insurance but are ill. This situation forces the hospitals to absorb a significant amount of the cost of caring for the uninusured. Quite a lot of hospitals have determined they can't afford to do this and have closed their emergency rooms. No matter how fine your insurance may be, if you're injured in an area underserved by emergency rooms you may very well die in the ambulance as it passes closed emergency rooms on its' way to a hospital with an open one.
