Ordering Checks

[DADoES]

 
<blockquote>I won't do anything financial online, and all in-person transactions are cash only unless it's an emergency. We all read and hear about the data breaches that are going on all the time. I try to keep my financial affairs as sterile as possible.</blockquote> That's false-security IMO.  Banks and many businesses operate on electronic systems that can be hacked whether or not the customer uses online services.

 

[wayupnorth]

You have no choice with many payments coming to you including Social Security. No paper check is issued to you period. You HAVE to have an account to electronically have it deposited in. Several years ago, when working for the Phone company their system was hacked on all us employees. They set us all up on a credit monitoring system. That company would send you tid bits on how to keep yourself safe. They recommended electronic banking as your payment was totally encrypted with that lock in the right corner and not with a name or number traced back to you and never set up an automatic withdrawal from any account, as if the account is cancelled, the charges are still there. A neighbor had 6 months of fighting with Sirius XM before they stopped and refunded them. AAA gives me free credit monitoring, Discover and Citi give me my credit scores by clicking on for free.

 

[delaneymeegan]

I used to be very concerned about electronic banking. 

 

But I have NEVER had any issues.

 

Remember, the banking system is very aware of potential problems having a negative impact on confidence.  They would do anything to protect it. 

 

It's just like writing a check at a merchants check-out counter.  A store that uses electronic processing of the check will take the check and run it through a machine that connects to the very same network that the credit card machine uses.  ... that transfers date electronically.   

 

 

[warmsecondrinse]

Chase Bank...

Do NOT get me started on them. I've had THREE major (as in weeks to resolve) problems with them. Actually, I think there's one more, but it escapes me at the moment.

 

They will NEVER get another cent of my money again. Actually, I don't have much good to say about most banks in recent years. Whether in person or on the phone, wait times to speak with someone keep creeping upward. Even the simplest things are exercises in frustration.

 

Whenever possible I pay on-line. I get a receipt e-mailed to me, print-to-file same, and take a screenshot of the page stating I've made my payment.

 

Jim