Steak and Ale bit the dust a long time ago here in West Texas. Both the Lubbock and Amarillo restaurants went out in the 1990's. I've never been there, but I got the impression that it was a bit "old fashioned", and thus wasn't as attractive to the average diner.
Lubbock has more restaurants per capita than anywhere in the US (with the exception of Austin). We are kind of a "testing ground" for many restaurants. People eat out so much here that they expect mid-range prices and high food quality. I had always heard that Steak and Ale was kind of expensive. Perhaps it was better suited for a time when eating out was more of a "treat" or a special occasion, and not a part of daily life.
I've only been to Bennigan's a couple of times, as we have never had one here. We have it in neighboring cities. Based on my previous visits there when I lived in another city, I wasn't too impressed. It seems like it is along the lines of Chili's and Applebees, but can't seem to compete with those mega-chains.
Still you hate to see people go out of business.
Bryan