Yeah, those other listing services have been trying for years, but not one seems to be able to pull in enough people to make it worth my while, unless I'm willing to sell something for less than I can usually sell it for on eBay. And that, unfortunately, is why these other services can't quite make a big enough dent to get eBay to stand up and take notice. I remember one of those services handing out tote bags and hats at Brimfield one year in an effort to get their name out there. I think they lasted about a year.
Launderess, have you tried transferring the PayPal $$ directly to your bank account? They don't charge for that, nor for transferring it to a PayPal debit card. IIRC the only time they charge now is if you ask for a paper check to be cut/mailed.
As for payment monopoly, they get around that because there are other electronic payment methods they'll 'allow' us to accept (Propay comes to mind but I know there are more). They do still (or did a short time ago) still allow us to accept checks and bank transfers, but only in a few categories. I remember eBay Motors being one of the few. When I checked into the other electronic payments a bit ago, I found the fees to be about the same as PayPal so I didn't bother.
Oh well.
Chuck