I think Nate hit many points right on the head. Personally speaking, I think I have it much better than my parents did. But that's because I made specific choices that helped me get there. Some of these choices involved hard work, serious time commitments, and responsibility. It was all worth it to me. Today, I see more and more people with a sense of entitlement and no staying power. Maybe it's just me, but no one ever told me or taught me that success was easy or that it was going to just be handed to me. No one told me that I should look for handouts to get by, or heaven forbid, live above my means. Yes, stuff happens, and some of it we don't necessarily have control over. But let's face it, we also make choices, and whether we like it or not, we have to live with the consequences of those choices, and so too must other people affected by those choices. And why are people who have made responsible financial decisions always expected to subsidize those who can't, or won't, get their shit together? The current subprime mortgage "crisis" is a good example of this. You bought it but you can't afford it...tough.