Oh, forced air isn't that bad. Of course, if the home is already plumbed for hot water or steam heat, I'd stick with that. This here house was built in 1941, and from the looks of the crawl space it was either a single floor heater ion the living room/dining room area, or passive air through ductwork. The unit in there now was installed around 1980, and is 100,000 BTU. Of course it's an 80-85% efficient unit, being that old. I did insulate the attic, under most of the flooring, and seal off air leaks (like install an automatic damper in the kitchen range hood and make sure the bath vent fan dampers work). I didn't replace the 60's era windows (sliding horizontal aluminum, I know) but I observed the felt was worn thin so they would rattle in the wind, so I took them all apart and replaced the felt (really a sort of fuzzy strip). That seemed to help.
I researched the subject quite a bit, and while double pane windows are great, you have to consider that windows comprise a very small area of the total envelope. Far more important is reducing drafts, and attic insulation. For what remains, I have heavy curtains and/or window shades that help to reduce heat losses.
The home is 1650 sq ft, single story. You can tell when the 100,000 BTU furnace turns on and off, but it's not like a Baked Alaska. Actually fairly comfortable.