Well:
Lowering your water heater's temperature will (IMHO):
1- Save energy
2- Extend the life of the water heater.
3- Be safer for showers and hands.
4- May prevent damage to certain plastics in the DW- [knife handles, pot handles, cuttingn boards, etc.]
5- May prevent damage to some glassware- super hot water hitting a room-temp drinking glass may shatter it.
Leaving the temperature at a higher setting:
1- whiter-than-white whites in your laundry, assuming you pre-wash in warm or cold to avoid "setting" protein-based stains
2- Quick DW loads.
Here is my opinion:
Although the extra time needed to reach operating temp may improve performance, super hot incoming water aslo improves performance. Six of one and half-a-dozen of the other?
Personally I would install a 2 gallon(8 litre) tiny water heater or instantaneous water heater in-line with the DW (perhaps located unde the kitchen sink) and put it on a one-hour wind-up timer [as seen in bathrooms in hotels for the heat-lamp].
In this way you can have it both ways-
pre-heated or non-preheated incoming water.
regards,
Steve