Lawrence,
What you are saying is exactly what I was saying. For a fee you could have your property exempted from the images. I then wondered how many people would take that offer up? I imagine not as many as if the exemption was free.
If Google had to get permission from each owner to photograph their house, then the project would be unworkable. The cost would be too high and take too long trying to catch up with each home owner.
From a legal point of view, Google photographs homes from public property and as a "private citizen" has the right to photograph anything they can see from that position. They do not and will not go onto private property to photograph.
Sometimes people do get included in the photographs. The ones that cause trouble are people who are caught entering/leaving a strip club, houses of prostitution, and one can only determine what else. If you are caught in one of these photos, you can have your face blurred.
Now pay attention! Now you too, free of charge can go into Google maps and remove your own home from Google Street View. The directions are in the link.
Now which members here are going to have their houses removed from Google Maps?
Soon drones will require a federal license to operate. I know real estate agents use drone companies to photograph homes for breathtaking photos of the properties they are selling. Now what happens if there is some overlap and one of these drones catches part of your property in those photos? Will you march right down to the realtor's office and demand those photos not be used?
If you want to even take this one step further you could complain to the FAA that you are fearful that someone will take a photograph of your property and you can request that they put a "no fly" area up around your house. Just look up "Federal Aviation Administration General Aviation District Office" and go there in person.
In the meantime if you see someone trying to take a photo of your house, just call the police and tell them that you don't want anybody photographing your house. They'll come out and take care of it for you.