Don't be sorry. I'm happy to have gotten the answers I was looking for, and I appreciate your time,knowledge, and willingness to help!
Now let me tell you a little secret about myself...
*in a stage whisper* If there is a way to do something that makes it MORE difficult, THAT is the way I will find.
Hopefully, this could be considered cute, or maybe a part of my charm or something. =)
...You live in one of the most beautiful places in the world. Cortina d'Ampezzo is a place I have always dreamt of visiting. If you are near there, you are very fortunate indeed. However, I would not be unhappy anywhere in the Alps, in any country. In Germany, Bavaria is very beautiful (there's a town called Rosenheim about 40 miles southeast of Munich I hope to visit someday), and the Swiss Alps are too.
Alps are very beautiful and never humdrum : what amazes me is that landscape and shapes change suddenly in a few kilometres. Starting from France, through Italy, Switzerland, Germany, Austria to Slovenia they are a neverending, everchanging beauty
The mountain in the pic I posted yesterday is the Lyskamm (Monte Rosa Massif). Actually I live about 100 km downstream ...in the "rice belt".
Here is a Monte Rosa shot I took from my town last december, before it started snowing down here too.
Another interesting point about wood-frame construction
It is easier to make alterations - e.g. add a room, floor, whatever. You can also pick up a wooden home and move it somewhere else. Here in Austtralia we have companies that specialize in whole home transportation. Stick built homes can be factory built in sections off site. When all the sections are completed they are transported to the assembly site, where they are put together in a day.
Termites can largely be deterred through proper materials and construction methods. Heart redwood or pressure treated fir is used in contact with the foundation. The redwood has a lot of tannins that repel the termites. If they can't get a grip on the redwood, it's unlikely they will migrate into the rest of the home. No vines or other plants should be allowed to grow into contact with the wood of the home; these plants can provide the termites with a path into the wood. And of course, no wood in direct contact with the earth.
In the South, it's really necessary to have things professionally treated. Those little critters just love the climate there, and the Formosan ones are really voracious. They're subterranean termites, and they dote on stuff like pine. Nasty little beasts.
Yes, I have heard that termites really like pine. Which is why it's a good idea to build the sill plate from heart redwood or treated lumber. And fir is a more resistant wood (but not termite proof), which may not be as attractive to termites as pine.
And yes, here in most of California I suppose the termites are not as problematic as in the Southeast. But they can be a problem just about anywhere.
Also called white ants here in Oz, are prolific. I've seen the damage they can do first hand and it isn't necessarily obviouis until something gives. I don't even have to go far to find them. They live in my backyard amongst dead and fallen trees, like to congregate around wooden fences and are ever-present. Regular fumigation, termite traps and checks are essential. They also get into the concrete. I used to work in an old inner-city bank building and the place was crawling with white ants. The place got demolished in the end.