I'm quite happy with my variable speed dual stage 98% efficient gas furnace. Initially I had it set up for CAC ( continuous air circulation...) and it kept the entire house at the same comfortable temp, no hot or cool spots. Plus, I LIKE air movement, a home without feel stagnant to me. I updated my thermostat a few years ago and it offers a circulate mode - every 15-20 minute it turns on the low speed blower for a minute or two and moves the air around. It works almost as well as the CAC, but at a lower electric cost, so I'm ok with that. I also keep the humidity around 50%, so I'm comfortable at a lower temp. The humidifier track the outdoor temp and adjusts accordingly.
We all have our preferences - baseboard heat would rank about the same as oil heat, maybe lower.
We all have our preferences - baseboard heat would rank about the same as oil heat, maybe lower.