atten; Legal eagles...a sceenario for you

[sdlee]

say someone wants you to send money to them

thats gonna come from another party across the country

the second person will send this money to you and you are to send it onto the person who has set this up

the money sender cannot send it to the recieving party coz he is out of the country and cannot come back to this country with out the money

To farther complicate matters you do not know either of these people personally, you have only met them online.

what do you think is going on here?

 

[launderess]

Don't Do It! Run Fast Run Far!

Biggest scam going on at the moment.

Scammers will send you a check or even a "money order" that is no good, but will ask you send money on before the check comes back to your account. In the end you will either be over drawn or out the money when the bank debits your account to cover the no good check. Once it happens you will have to contact LE to get your money back if out of pocket. If OTHO your account is over drawn, the bank will hold you liable, up to and probably closing your account and reporting you to LE and Chexsystems.

Friend of mine went through a similar situation, and didn't ask my advice, and was taken for over three thousand dollars. Bank closed his formally in good standing account, reported him to Chexsystems, and threatened to call LE if he didn't make payment to cover the funds at once.

L.

 

[classiccaprice]

I think, my friends, we have a spy among us...

I recieved an personalized email and the only place I have my name online is here and vacuumland. Beware!

 

[toggleswitch1]

Would you like to buy the Brooklyn Bridge?

My sister was nearly scammed by someone who claimed to want to to buy her vehicle. [She has an ad in a local rag]. The "buyer" was theretically from another country, and claimed to not be able to pay the shipper directly as he too was in yet antoher country, so he'd overpay her so she could pay him.

For kicks, she deposited his check but did not send out any money. Honey, there was more rubber to it (i.e. it bounced)than a condom factory.

With a knick-nack. paddy-whack give a dog a bone... they usually say they will throw in a bonus for your troubles/efforts. They appeal to greed and one's desire to "help" others.

 

[panthera]

Living between two countries,

I have frequently had occasion to transfer larger sums of money. My bank here in Munich has cooperated with my family's bank in the US; there was no difficulty at all.
Of course, the transactions were made known to the IRS and, going through the banking system, there were all the safeguards built in which one needs and desires.
Never had a transaction take longer than seven days, even in the 1990's. Usually within three.
In other words, someone is trying to get you to do something both illegal and criminal. You lose, big time.
For small sums of money, Western Union, American Express, PayPal and Skype are all legitimate.
Keyword here, again, is "trail".
Somebody is "laundrying" or "washing" money.
Don't do it, don't touch it, don't think about it.
Oh, and personally, I'd report them to the cops.

 

[toggleswitch1]

Why not include your shirt and belt size so we can send you

~I received an personalized email and the only place I have my name online is here and vacuumland. Beware!

Well that proves little to nothing. I get fake solicitations from someone spoofing/imitating my bank asking for passwords at regular intervals. To the undiscerining eye the spoofs are nearly believable! Apparently it is known that I visit that "secure" bank site.

Yes, it amazes me that some members give their full legal names, birthdates, exact location, etc.

Just remember this bit of wisdom- if you can get "out" (on your computer) someone else can get in to it. Your own life may not be that interesting to YOU, but to a hacker/ identiy thief all details are FASCINATING. When in doubt. LEAVE IT OUT!

As grandpa used to say: "Filage ta rouxa sou na'xeis ta misa". "Protect your clothing (i.e. assets) so that you at least reamain with half of it/them." [i.e. watch your sh@t, to minimize your losses].

 

[sdlee]

Hey guys I appreciate all the input ofcorse but Id like us to stay on track here. Panthera, you have come the closest to my own train of thought on this subject....

I brought the whole thing up because obviously I know someone who is getting into this kind of trouble. SHe is kind hearted and willing to do anything for anyone, esp if she thinks they are in trouble, hence that is how she got where she is now.

does anyone know what kinda trouble this ultimately could lead to? Prison? Fines? Etc. Anyone know a website that talks about this or have any other reference I can use to open her eyes?
She, at this point thinks, that she is just doing a nice man a favor.As someone she will not listen to I have very little leverage in convincing her of anything.I am horribly concerned and need a place to turn to. Any help would be greatly appreciated.

 

[brant_ix]

Tell Her to Go Speak to Her Manager at Her Bank

I used to be an Assistant Branch Mgr for a bank and have been presented scenarios like this before. We were trained in cases of fraud and money laundering on a regular basis. I think at least once a year. There are Fines and Imprisonment even if she never intended to get involved in this. If she won't listen to you, then tell her to be sure to ask her Branch Manager. She needs to be upfront and honest with the bank and they should be smart enough to tell her Not to do it, and what needs to be done if she has already started the transaction. They should be able to trace the account/money from the sending bank and initiate some protections. You and Her need to move QUICKLY!!

~Brant

 

[fa_f3_20]

Brant, good point. And let me add: it is my understanding that if you have reason to suspect that a check is no good, then if you deposit it that technically constitutes fraud even if you have no criminal intent.

caprice may have a point about a "spy" actually. I frequent a music recording industry forum, and there are a lot of reports there recently of recording engineers and studio owners getting these types of scam letters which include the name of the studio, the name of the owner, the address, etc. (They want to send the studio a "check" drawn on a foreign bank to book studio time, with an overage, and they want the studio to pay the overage to a "translator" in cash.) The Nigerians must be getting desparate if they are actually resorting to having to hand-enter names into their spam letters.

 

[panthera]

I could sing

a song about people who don't listen when others try to warn them.
But you have gotten some good advice here - go to her bank's manager.
The legal consequences can be very serious, indeed. Banks are notorious for their sense of humor...not. But if they know in advance that a customer is being abused and don't take action, then that would not look good for them.
It's a tough call. The politically correct folks would no doubt say, "she's an adult" and just be scandalized. Me, if I cared about someone who was about to take a financial soaking and quite possibly end up in a legal mess, I'd talk to the bank.
Maybe if you show her these comments she will realize that there are dangers out there.
Pity. People with big hearts shouldn't be taken advantage of.

 

[cleanteamofny]

SCAM, DON'T DO IT!