Ok time for an addmisson on my part
I have just gotten over Chapter 7 Bankruptcy... I almost lost *Everything*.. It was due to medical bills and such...As of June 1st, i was (gulp and gag) $567,455 IN THE HOLE... Its all gone now, equifax cleane dup my credit report and i do have it on there, but i also have a good becon score (above 650)... With that said
I can't keep a checking account. Everyone i've ever had i've overdrawn within 2 seconds... I am bad with money. I am better now, but my record is terrible.. I have 3 credit cards i use daily and pay off every 28 days. They total about 60% of my net income monthly (ie: there limits) so i charge them up and when they're used up, my ass is broke.. Plain and simple..So i pay 9 bills a month.. I do have a saving account and money market, but hardly use either other than to cash my checks etc..)