Hi Sudsmaster,
Yes, the house is adobe. The common term for that here is mudbrick, though our home isn't true mud brick as the walls are not made of bricks, but the mud was poured into formwork clamped between the big cypress posts you can see at each corner. The walls are 250mm (10 inch) thick poured mud, comprising about 110 mm (4.5 inches)of mud inside, centre of 35 mm (1.5 inches) of polystyrene sheet, and another 110 mm approx of mud outside. This was a new method of construction I devised myself, splitting the mud wall into two skins with a core of insulation. I got the idea from a magazine article, but the original design used wheat straw between the two skins of mud, I thought the polystyrene would better suit our damp climate.
I got the styrene for nothing - it was foam vegetable boxes from nearby restaurants which I cut into slabs to go into the walls.
The issue is this - a wall has two thermal properties, insulation and thermal mass. Insulation is resistance to heat passing through the wall, thermal mass is its ability to absorb excess heat from its surroundings during the day and release it back during the night. Mud walls have poor insulation but good thermal mass.
In areas where you have high day temperatures and cool night temperatures, the excellent thermal mass properties of adobe help provide comfortable internal temps by evening out the highs and lows. Its poor insulation value isn't an issue.
In areas which have prolonged periods of low day and low night time temperatures, there is no "recharge" of warmth into the walls and their low insulation value becomes a problem - your heat being generated inside leaks out through the walls. By combining thermal mass of the mud with the excellent insulation of the polystyrene, we get walls that even out daytime high temps and evening low temps during sunny periods, and contain warmth from heaters during cold periods.
I'm happy to say the theory works - we have only a tiny 2-burner lpg heater for the whole house at present, and it is fine. The amount of heating we need is so tiny it is amazing. we are putting in a wood-burning heater soon, but it is a very small one and should only need to burn for 3 or 4 hours on the cold days. It will also boost out solar hot water.
We are not far from the coast - I think about 10 km as the crow flies, about 30 km by road. It is a VERY damp area, we have 2 metres per year rainfall. That's about 40 inches I think. The old locals say it rains for nine months of the year, for the other 3 it drips off the trees. So I'm not surprised you can see evidence of water. The house isn't quite finished but it needs some touching up already - the the upstairs windows need more coats of sealer on the timber, and some of the mud has been damaged by driving rain. None of the mud has had a sealer coat yet - it needs a couple of years to stabilise first, then it gets a lighter coloured waterproofing coat which it hasn't got yet. The local soil is very resistant to water damage though. (any soil which wasn't resistant to rain washed away aeons ago!)
Chris.