Maybe this will help?
Peter
I have been following this nightmare from the beginning! What an emotional roller coaster ride!
First of all, I think that we would all agree the problem in poor engineering on LG's part and you are just one of many frustrated and irrate LG owners.
However, at this point, unless a class action suit is filed ( as with the Neptune), LG is out of the picture as far as any warranty.
At this juncture,your problem is with GE Zurich! And, again, unfortunately, you are not alone. Follow the attached link to the "Rip Off Report" and it will give you some idea of the scam you are dealing with.
I have a suggestion but, first a little history.
On September 18, 2000, GE Warranty Management ( a wholly owned subsidiary of General Electric) and Zurich U.S. formed a joint venture company "to provide service contracts, warranties an extended warranties for major appliances, consumer electronic, personal computers " etc. This new company was named "Ge-Zurich Warranty Management, Inc.
GE contributed it's long term knowledge of Warranty program administration and servicing of Warranty Policies and Zurich US is the policy underwriter and has extensive product devlopment resources!
Zurich US is an insurance company providing insurance based financial service products to corporations and businesses both large and small. It is owned by a holding company - Zurich Financial Services in Zurich, Switzerland which owns insurance companines in 50 countries!
Like any insurance company, Zurich US is in the business of selling policies. More than just this, they have 21 business units providing insurnace based products to differnt corporate segments. And guess what...all of these policies generate the need a customer service unit and a claims unit.
So GE offered its name and Zurich US wrote the policies, provided the customer service and claims!!
As an aside, I work in the Corporate Accounting Division of the Sammons Financial Group. Our Department is Investment Accounting. Guess what...the Sammons Financial Group is made up of 6 life insurance companies with combined assets of over $33 billion dollars. We actually are housed on the 3 floor on Midland National Life, here in Sioux Falls. The other 5 companies are in Iowa, N.Dakota, Chicago and New York. Sammons Financial Group is owned by The Sammons Corp ... a large holding company in Dallas.
Now, here is the deal. All insurance companies in every state are licensed, regulated and annually examined by a State Insurance Department.And just like State and Federal Bank examiners, if an insurance company is found unsafe or unsound or some other problems, these State Insurance Regulators can make life rough for the Executive Board all the way up to shutting you down !
Ge Zurich is licensed in all 50 states where it sells these policies. However, it's "state of domicile" is Illinois because that is where it's executive home office is! The call centers are in Dallas and Illinois.
All State Insurance Departments have cosumer affairs divisions! You have a vaild complaint about an insurance company - GE Zurich! They are in breach of contract under the terms and conditions of your warranty policy as they have failed to honor your claim!
You can bet that no President/CEO on any insurance company wants to respond to a State inqury.
Additionally, I would copy the Illinois Corportion Commission, New York Insurance Department ( you live there) and bought the warranty/ policy there. Also, consider filing a separate consumer complaint against whoever sold you the the warranty contract. If it LG, fine. If is was Leibert, OK.
You have a valid in force Extended Warranty Insurance Policy and are the Insured; you have a claim under this policy for parts and repairs; GE Zurich is the Insuror; Ge Zurich has willfully failed to honor this claim!
The complaints will need to be in writting. Some States have forms at their internet site. You download it, fill it out and send it in. Don't forget to send a copy of the warranty policy and proof of payment.
Hope this helps in some small way. You will be in my prayers.
Sincerely,
Bob Donham, Sioux Falls, SD
http://www.ripoffreport.com/results...q7=&searchtype=0&submit2=Search!&q5=GE+ZURICH