It's largely anectdotal, but the word is that sewer workers generally are immune to most common pathogens.
It is a fact, however, that polio was never a problem until public sanitation cleaned up water supplies. Previously, most infants were exposed to polio early on, recovered, and gained lifelong immunity (the disease doesn't devastate an infant the way it does an older child or adult). FDR, who led a life of priviledge and no doubt a squeaky clean water supply, is a prime example.
The ONLY way to disinfect a fabric is to subject it to more than 250F of steam under 15 lbs pressure for more than 15 minutes. That's generally termed "autoclaving" and is the standby for sterilizing surgical tools, sponges, towels, etc. The one exception is the prion - the causative agent for mad cow disease. Since the prion is simply a misfolded protein, it's not a living organism that can be killed by steam heat. In fact, the recommended method for rendering surgical tools prion free is to subject them to a flame - basically turning any lurking prions into charcoal.
So... back to laundry and hot water. I use hot water simply to get laundry cleaner, and remove stubborn stains. This reduces, but cannot completely eliminate, bacteria from the fabrics. Nor is complete elimination of such a necessary end goal for daily activities short of open heart surgery ;-).